Month: December 14, 2016

What Mortgage Companies Are the Most Helpful in Delray Beach?

  At Ace Mortgage Loan Corporation, we work hard to keep our clients best interest at heart. When it comes to finding the best mortgage companies, there are many options that have different values at the forefront of their company. When we find mortgages for our clients we make sure each lender is licensed and qualified. Loans vary depending on the home and the borrower. Let Ace Mortgage find the perfect mortgage in Delray Beach for you. A few of the mortgages we deal with include the following: One year adjustable rate: the first year of your loan has a reoccurring rate until the next year rolls around. Because your interest changes by the year, your monthly payments will most likely change along with it. While the interest is likely…
Mortgage Loan Pompano Beach

Home Financing Options for Newbies in the Delray Beach Real Estate Market

  Buying a home is hard, everyone knows this. However, it doesn’t have to be the most difficult process you will complete. At Ace Mortgage Loan Corporation, you can have access to many options. If you try to rush the homebuying process, you may miss opportunities that could save you money and make your homeowning experience less stressful. A few home financing options in Delray Beach include the following: FHA: The number one go-to program for Americans who are purchasing a home for the first time. The Federal Housing Administration offers these loans for those who have credit that is not the best. When you use the FHA, you can qualify for loans with very small down payments. VA: one of the most generous programs is the U.S. Department of…
Mortgage Delray Beach

What Loans are Available in Delray Beach?

  At Ace Mortgage Loan Corporation, we are here to help in all your loan needs in Delray Beach. Whether you need a loan to purchase a home, car, or boat, there are financial institutions that are very helpful when it comes to lending. Loans work well for most situations because the borrower has immediate access to the money they need. Not to mention, the lender can make their money back plus more with interest rates. While these specifics are handled during the process, there are four types of loans that can be chosen between the borrower and lender. Secured Loan: an asset or collateral of some sort protects these loans from going unpaid. When you are borrowing money from a lender for a car or home, your ownership is…
Mortgage Company Coral Springs, FL

What Does It Take to Get a Mortgage Loan in Delray Beach?

Many people fear the opportunity of buying a new home because they don’t know the process. While the process might seem long and tedious, this is what keeps you well informed about your mortgage. Your mortgage lender in Delray Beach must also do some background information on you to make sure you are who you say you are. When trust and understanding happens on both sides of a mortgage, you can be secure in your relationship with your lender. There are 12 steps in the mortgage loan process, making each loan specific to the individual and home. Prequalification: The lender must get your income and debt information to see how much you can pay for a home. Mortgage Programs and Rates: You, the buyer, must think about how long you…

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