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Coronavirus and My Mortgage, Really?

How would the recent panic over the Coronavirus affect my mortgage? Two things that you may never felt like they would be on the same plane. Let’s take a look. The Coronavirus effect is spreading even faster and wider than the actual virus itself. Literally whole cities have been locked down, under quarantine. It just so happens one of those cities (Wuhan), which is the epicenter of this dreaded virus, is also a worldwide economic hub of manufacturing. To firms such as Apple (among others), a shutdown in the product chain means lower corporate earnings, which in turn weigh on stocks, and your retirements funds. OK...simple enough, as this too shall pass….. Only it doesn’t simply pass, it actually gets worse. The virus itself spreads, and the deaths rise, causing…
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Can a First Time Home Buyer Get Home Financing in Delray Beach?

Buying a home for the first time is obviously a daunting task. There’s just so much to consider like how can I get pre-approved for a loan? How long will the process take? Who can help me? These questions are all valid and can be difficult to answer when you’re not working with a professional mortgage broker in Delray Beach. Home financing is a task that is best tackled by the professionals at Ace Mortgage Loan Corp who have years of experience helping someone find the home of their dreams without the process being overly troublesome and stressful. There are some mortgage brokers who don’t care about their clients the same way that the experts at Ace Mortgage Loan Corp. do so avoid those guys and come to Ace where…
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Top 10 Beach Towns to Buy a Home In

  Millions of Americans are striving towards the dream of one day owning their own home. Homeownership is something that everyone wants, but owning a home near a beach is the fantasy that some can’t see as ever being possible. The calming sound of the ocean waves and the beautiful sunrise over the horizon are irresistible. There are just three states where the best beach housing markets are obtainable. They include Florida, California, and Hawaii. Here are the Top 10 beach towns in America, according to a recent study done by RealtyTract. The data analysis was based on four criteria that included: percent of sunny days, the average daily temperature, percent of good air quality, and its crime rates. All of these beach towns housing markets were sorted by median…
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A Mortgage Company You Can Trust in Plantation

  There are many mortgage companies in Plantation, but there is only one mortgage company that is reliable and filled with people who care about their clients. Ace Mortgage Loan Corporation is a mortgage company in Coral Springs, FL that puts its clients’ needs as a very high priority. We help those living in Plantation who are struggling with their home loans. We acknowledge that you may be pre-occupied with other events and things that are going on in your life. We believe that your busy life should not be so stressful that you are feeling consumed by your home loan and other debts. We want to make things go more smoothly for you and we want you to be able to secure a mortgage loan that best fits your…
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7 Top Reasons to Refinance a Home

  Refinancing is the process of applying for a loan again. Refinancing offers homeowners the option of either reducing their monthly payments or paying less interest over the course of a loan. Mortgage lenders must get new home appraisals for refinance transactions. They will also need to obtain verifications of the homeowner’s employment, total family income, and existing debts. So here are the top 7 Reasons you might consider refinancing a mortgage: To obtain a lower mortgage rate – The Bureau of Economic Analysis reported an average interest rate on an outstanding mortgage to be 5.098% in the first few months of 2012. To convert an Adjustable-rate mortgage into a Fixed-rate loan – Homeowners who are worried about inflation and have an Adjustable-rate Mortgage (ARM) refinance their home to get…

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