About Ace Mortgage Loan Corporation
Ace Mortgage Loan Corporation is a trusted mortgage lender based in Coral Springs, Florida, serving homebuyers and homeowners throughout Broward County, Palm Beach County, and South Florida. Since 1996, our mission has been simple: help people achieve homeownership and make confident mortgage decisions.
For decades we have guided clients through one of the most important financial decisions of their lives—buying or refinancing a home. Our team provides personalized mortgage solutions designed to match each borrower’s financial goals, whether they are purchasing their first home, refinancing an existing loan, or investing in real estate.
Unlike many mortgage companies that focus on volume, Ace Mortgage focuses on people. We believe every borrower deserves clear information, honest guidance, and a mortgage strategy tailored to their situation.
Our Story
Ace Mortgage Loan Corporation was founded in Coral Springs in 1996 to help local homeowners achieve the American dream of homeownership. Over the years, the mortgage industry has experienced dramatic changes—from housing booms to market corrections—but our commitment to clients has remained constant.
While many lenders have come and gone, Ace Mortgage continues to grow by focusing on long-term relationships and responsible lending practices. Our team has spent decades helping clients navigate mortgage markets, changing interest rates, and evolving loan programs.
Today, we proudly serve buyers and homeowners throughout these southern Florida counties and others.
- Coral Springs
- Parkland
- Boca Raton
- Coconut Creek
- Deerfield Beach
- Jacksonville
- Orlando
- Pompano Beach
- Plantation
- Davie
- and surrounding Broward and Palm Beach County communities.
Our experience allows us to simplify the mortgage process while helping clients find financing that fits their needs today and into the future.
Mortgage Solutions We Offer
Ace Mortgage Loan Corporation offers a wide range of home financing solutions designed to meet different financial situations.
Our loan programs include:

By offering multiple loan options, we can help clients choose a mortgage that aligns with their long-term financial goals.

A Mortgage Process Built Around You
Buying or refinancing a home should not feel overwhelming. Our team works closely with every borrower to guide them through each step of the mortgage process.
We help clients with:
- Mortgage pre-approval
- Understanding loan options
- Reviewing credit and financial readiness
- Choosing the right loan program
- Navigating underwriting and closing
Our goal is to make the process as clear and stress-free as possible while ensuring every client understands their financing options.
Why Homebuyers Choose Ace Mortgage
Many homeowners in Coral Springs and Broward County choose Ace Mortgage because of our experience, service, and transparency.
What sets us apart:
- Over 25 years of mortgage experience
- Personalized mortgage guidance
- Access to multiple loan programs
- Knowledge of South Florida real estate markets
- Dedicated support throughout the loan process
Our clients know they are not just another loan file—they are individuals working toward a major life milestone.
Frequently Asked Questions
Below are some of the most common questions homebuyers ask when exploring mortgage financing.
Can I get a loan with late payments on my credit?
Yes, in many cases you can still qualify for a mortgage even if your credit report shows late payments. Lenders evaluate several factors including how recent the late payments were, your current financial stability, and the overall strength of your credit profile.
Programs such as FHA loans often allow more flexibility for borrowers with past credit challenges.
Loan Qualification Questions
What credit score do I need to qualify for a mortgage?
Most mortgage programs have different credit requirements. FHA loans may allow lower credit scores, while conventional loans typically require higher scores. A mortgage professional can review your credit profile and recommend the best loan options available.
Can I get a loan with late payments on my credit?
Yes. Late payments do not always prevent you from qualifying for a mortgage. Lenders review the overall credit profile, how recent the late payments were, and whether your finances have stabilized since then.
Can I qualify for a mortgage with a low credit score?
Some loan programs, including FHA loans, allow borrowers with lower credit scores to qualify for home financing. Working with an experienced mortgage lender helps identify programs designed for borrowers rebuilding credit.
Can I get a mortgage after bankruptcy?
Yes. Many borrowers qualify for a mortgage after bankruptcy once the required waiting period has passed. Depending on the loan program, this may range from two to four years.
Can I qualify for a mortgage after a foreclosure or short sale?
Yes. Most loan programs allow borrowers to qualify again after a waiting period. Rebuilding credit and maintaining stable income can improve your chances of approval.
Mortgage Process Questions
How do I get pre-approved for a mortgage?
Mortgage pre-approval typically involves reviewing your credit, income, assets, and financial history. Pre-approval helps buyers understand their price range and strengthens offers when purchasing a home.
How much down payment do I need to buy a home?
Down payment requirements vary by loan program. FHA loans can allow lower down payments, while conventional loans may require more depending on credit and loan structure.
How long does the mortgage approval process take?
The mortgage process typically takes several weeks from application to closing, depending on the loan program and documentation required.
Loan Program Questions
What types of home loans do you offer?
Ace Mortgage offers several loan programs including conventional loans, FHA loans, VA loans, jumbo loans, refinance loans, and home equity options.
What is the difference between FHA and conventional loans?
FHA loans are government-backed programs designed to help borrowers with lower down payments or flexible credit requirements. Conventional loans often offer competitive rates for borrowers with strong credit profiles.
When does refinancing make sense?
Refinancing can make sense when homeowners want to lower their interest rate, reduce monthly payments, shorten their loan term, or access home equity through a cash-out refinance.
What is a cash-out refinance?
A cash-out refinance replaces your current mortgage with a new loan and allows you to access a portion of your home equity as cash. Many homeowners use this option for renovations, debt consolidation, or financial planning.
What Our Clients Say
Homebuyers across Coral Springs and Broward County trust Ace Mortgage for guidance throughout the mortgage process.
Clients frequently mention:
- Smooth loan approvals
- Helpful mortgage guidance
- Stress-free refinancing
- Friendly and knowledgeable staff
These long-term relationships are the reason many of our clients return when purchasing another home or refinancing their mortgage.










From the very beginning, Kelly displayed an exceptional level of expertise and professionalism. She took the time to understand my unique financial situation and specific needs, which immediately put me at ease. Throughout the entire process, she demonstrated an unparalleled commitment to finding the best solutions for me, and she never hesitated to provide valuable insights and advice to make informed decisions.
One of the things that truly impressed me was Kelly's responsiveness. No matter the time of day or day of the week, she was always available to answer my calls and texts. Even during after-hours and weekends, Kelly and her team were there to provide the support I needed, showing their unwavering dedication to their clients. This level of accessibility and attentiveness made me feel like a top priority, and it greatly reduced the stress that can often come with such an important financial decision.
Kelly's ability to navigate through the complexities of the lending process was nothing short of remarkable. She effortlessly guided me through each step, making sure I understood every detail along the way.
I must also commend Kelly's team, who worked tirelessly alongside her. Their collective efforts and seamless coordination ensured that nothing fell through the cracks, and they demonstrated a level of professionalism that is rare to find in the industry. They took me to the finish line with unmatched determination.
If you are in need of a loan officer who genuinely cares about her clients, is highly knowledgeable, and is willing to go the extra mile, look no further than Kelly and her team. They have set the bar high for excellence in their field, and I wholeheartedly recommend them to anyone seeking mortgage assistance.
Thank you, Kelly, for your exceptional service.

As soon as our credit hit the right score We received a pre-approval literally 24 hours later! Kelly held our hand through every step and we were able to close our loan in 3 weeks!!!
Even when the loan was closed on Kelly’s end she still dragged the title agent to the finish line to make sure everyone was able to walk away happy! We did not have a realtor so Kelly went the extra step to make sure everyone was on the ball!
We cannot thank Kelly enough, when we were turned down by other brokers for our credit score, Kelly rolled up her sleeves and helped us tackle it as a team.
We love Ace mortgage and without them we don’t know if we ever would be where we are today!
Serving Coral Springs and South Florida
Our office is located in Coral Springs, Florida, and we proudly assist homeowners across Broward and Palm Beach Counties.
Address
10181 W. Sample Road
Coral Springs, FL 33065
Phone
(954) 777-4774
Whether you are purchasing your first home, refinancing your mortgage, or exploring investment opportunities, our team is ready to help you move forward with confidence.
Let's Discuss Your Home Financing Options Today!
Ace Mortgage Loan Corporation provides quality mortgage services to the people of Broward and Palm Beach Counties. Call us today at (954) 777-4774 to get started!

