When is the Best Time to Apply for Home Financing?

The springtime is a busy time for the housing market. As leases finish their duration, more and more people are seeking to become homeowners. If you’re looking for a fresh start in home ownership this spring, you might have heard a lot of talk considering mortgage rates. The housing market is stretching its arms and waking up after a long winter of slower housing applications, but as the months heat up the demand for new homes and mortgages will be growing. With increased demand can come higher interest rates. The time to apply for your home financing in Pompano Beach is now when rates are holding steady at record lows.


There are some factors which can be hard to control in the home loan process, but our team at Ace Mortgage Loan Corp. believes that you deserve each viable option in your home loan. The first hurdle to cross is the interest rates, these rates fluctuate with the market. It’s important to strike when the iron is hot with lower interest rates, and these first few weeks of winter are the best time to find your ideal mortgage loans in Pompano Beach. Industry reports are showing an uptake in mortgage applications which will more than likely hike interest rates to higher percentages within a few short weeks. A higher interest rate can be the difference between buying your dream home and settling for a home that’s less expensive. This is because when you pay lower interest rates, your monthly mortgage payments are lower than they’d be with heightened rates.

If you’re ready to find a mortgage which can help you get the keys to your dream home, our experts are standing by to help you along the mortgage process. We can help with all major mortgage types including:

  • FHA
  • Fannie Mae
  • Freddie Mac
  • VA Home Loans
  • HARP

When it comes to providing quality mortgage services, our team at Ace Mortgage Loan Corp. believes that customer care is key in the process. We’ll take the time to listen to your housing and mortgage needs. Once we’ve determined the unique requirements of your situation, we’ll work tirelessly to find the mortgage that’s your best match.

People who have financed their home during inopportune times are already thinking about how to get their hands on the lower rages of today. If you’re thinking about refinancing any existing home loans in Pompano Beach, our mortgage experts at Ace Mortgage Loan Corp. may be able to help. We can help you determine if now’s the best time for refinancing. If we agree that refinancing is currently in your best interests, we can help you determine which type of mortgage loan is best for your home, debt and budget.

These next few weeks will be the ideal time for filing mortgage applications while record low interest rates hold steady. If you’re in search of a mortgage loan or refinancing, call on our team at Ace Mortgage Loan Corp. We can offer the personalized service and quick response times necessary to help secure the best mortgage for your needs. Call to schedule your consultation today to learn more about our services.

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