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Top 10 Beach Towns to Buy a Home In
Millions of Americans are striving towards the dream of one day owning their own home. Homeownership is something that everyone wants, but owning a home near a beach is the fantasy that some can’t see as ever being possible. The calming sound of the ocean waves and the beautiful sunrise over the horizon are irresistible. There are just three states where the best beach housing markets are obtainable. They include Florida, California, and Hawaii. Here are the Top 10 beach towns in America, according to a recent study done by RealtyTract. The data analysis was based on four criteria that included: percent of sunny days, the average daily temperature, percent of good air quality, and its crime rates. All of these beach towns housing markets were sorted by median…
FHA Back to Work Program Helps Homeowners Again
There are an increasing amount of homeowners who have either sold their homes in a short sale or lost their homes in a foreclosure. Normally, in either situations, the homeowners would have to wait for 36 months to pass by until they would be able to buy a primary residence again with an FHA fixed-rate loan. Amazingly enough, the FHA Back to Work Program has been extended all the way through September 30, 2016, giving potential buyers an opportunity to purchase a primary home in just 12 months after a short sale or foreclosure. The FHA Back to Work Program was first announced in 2013. It strives to fulfill one heavy-weighted goal and that is to offer families a second chance at homeownership. To qualify for this program, the…
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A Mortgage Company You Can Trust in Plantation
There are many mortgage companies in Plantation, but there is only one mortgage company that is reliable and filled with people who care about their clients. Ace Mortgage Loan Corporation is a mortgage company in Coral Springs, FL that puts its clients’ needs as a very high priority. We help those living in Plantation who are struggling with their home loans. We acknowledge that you may be pre-occupied with other events and things that are going on in your life. We believe that your busy life should not be so stressful that you are feeling consumed by your home loan and other debts. We want to make things go more smoothly for you and we want you to be able to secure a mortgage loan that best fits your…
The 3 Hottest Places to Buy a Home Now
Spring has traditionally been the most popular time to buy and sell real estate. While investing in the big cities like New York City, San Francisco, and Washington, D.C. may be getting a little over heated, there are still some good opportunities out there if you where to look. The three hottest places to buy a home right now are: Dallas/Fort Worth, TX Dallas, TX is undiscovered in this market. In the Dallas/Fort Worth are, there is a significant number of properties that are “underwater,” meaning the homeowners owe the bank more money than what the home is actually worth. Shari Olefson, Real estate expert and author, said, “In markets like Dallas and Fort Worth, you still have anywhere between 20% and 40% of homeowners with a mortgage that are…
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New Mortgage Lending Rules in 2014 Protect Borrowers
Purchasing a house in Plantation, FL can be a complicated experience, especially if you’re a first-time homebuyer. It’s important to stay informed on the latest trends in the housing market. The calendar year isn’t the only thing that has changed. New mortgage rules issued by the Consumer Financial Protection Bureau have already taken effect. Many people are worried these new standards will make home shopping more challenging. But that may not necessarily be the case. The goal is to make sure the borrower can repay their mortgages. The housing recession sometimes brought out the worst in people. Many companies abused the lending system and often used predatory and risky home lending practices. Fortunately, most of these activities have been eradicated from the housing market. While the new rules issued by…