refinance

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Financing a Home in Plantation, FL

  Buying a home for the first time is a big deal in anyone’s life. However, before you make a hasty purchase in Plantation, you should take some time to do plenty of research into what buying a home means for you. The biggest component to home buying is borrowing the money. Most people don’t have hundreds of thousands of dollars laying around to buy a home, so it becomes necessary to take out a loan. The process of getting home financing in Plantation is fairly standard no matter where you are. You will have to meet with brokers, bankers, and lenders throughout your home buying experience. All of these people, regardless of your location, operate under the same federal laws which govern mortgages. While professionals will be able to…
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Getting the Best Home Loan in Davie, FL

  You have a family, a kid on the way, but the house isn’t going to pay for itself. Pressure is rising, your family and friends keep talking. You just don’t know what to do. There’s no way to make ends meet. Enter Scott Osher. He’s a mortgage broker with a heart, a family, and your best interests in mind. He’s been through what you have. Scott has experienced it all. He knows your problem, but more importantly, he knows how to fix it. With his company, Ace Mortgage Loan Corporation, Scott is interested in helping people buy a home. “Life is short, as the old saying goes,” says Mr. Osher. “There’s just no reason to add unnecessary stress to it. That’s why we’re not just passionate about helping people.…
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The Best Mortgage Broker in Delray Beach

  As the housing market continues to rebound, higher mortgage rates aren’t the only costs on the rise. All across the country, mortgage closing fees are up nearly 6% from last year. This is generally to be expected as rising rates means creditors are not making as much money on what they lend. Since the refinancing market is in decline, don’t expect fees to remain high as lenders want to be competitive in their prices in order to attract new clients. Shopping around for a mortgage broker in Delray Beach is the best way to find the best home mortgage loan for you. The professional mortgage brokers at Ace Mortgage Loan Corporation are ready to help anyone find the home loan that fits their situation. Getting help from a company…
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FHA Mortgages in Delray Beach, FL

  If you paid attention to your American history class while in high school, then you’ve probably heard of the Great Depression legislation known as the New Deal. A host of executive orders instituted between 1933 and 1936, the New Deal was President Franklin Delano Roosevelt’s solution to the financial collapse of the Great Depression. The New Deal is famous for establishing many federal programs and agencies many of which are still around these days. Social Security was one of the most well-known programs along with the Federal Deposit Insurance Corporation (FDIC). One feature of the New Deal which is usually pushed aside is that the National Housing Act of 1934 created a pivotal government agency, the Federal Housing Administration. The purpose of the FHA was to insure loans given…
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Home Buying Slows This Week

As was expected with the recent increase in mortgage rates, home buying has slowed 3% from last week according to the Mortgage Bankers Association. Those looking to refinance their mortgage also fell 3% from last week’s numbers. Despite the decrease in home buying, the housing market is still seen as in recovery mode as the purchasing rate is much higher than it was last year at this time. The Florida housing market, which was one of the hardest hit during the financial crisis a few years ago, is recovering very well in fact. The home price index for Palm Beach, Broward and Miami-Dade are 13% higher than they were last year. It’s always a good thing for homeowners when their home value goes up. Higher home prices and rising interest…
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Check Out Our Latest Mortgage Loan Video!

  Ace Mortgage Loan Corporation is dedicated to helping our clients achieve their dream of home ownership. First time home buyers are obviously hesitant to jump right into the often confusing housing market, but thanks to the professional home loan experts at Ace Mortgage Loan Corporation, a first time home buyer has nothing to worry about. Here at Ace we go out of our way to ensure that our clients fully understand the details of their new mortgage so the isn't any room for confusion. We work closely with our clients throughout the process of obtaining a mortgage loan in South Florida. Ace Mortgage proudly serves the people of: Coral Springs Boca Raton Delray Beach Margate Pompano Beach Davie Coconut Creek Check out our latest video about mortgages and home…
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Mortgage Loan Refinancing May Be Winding Down

  The interest rate for 30-year fixed-rate mortgages has steadily rose over the past few weeks, reaching %4 for the first time in a year. As the rates continue to climb, many people are scrambling to refinance their mortgage before rates climb even higher. Since the subprime mortgage crisis is nearly over and the housing market is rebounding, it’s easier for people to refinance because their homes are worth more. Many are refinancing away from adjustable-rate mortgages and into fix-rate mortgages. People worrying about inflation is the most common reason for the switch. When it comes time to refinancing your mortgage in the greater Boca Raton area, your first stop should be the mortgage loan professionals at Ace Mortgage Loan Corporation. Refinancing a mortgage isn’t rocket science, but having the…

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