Hooray! The offer on your home was accepted. Now begins the tedious task of finding a home mortgage in Boca Raton. If you are new to the game, you might not be sure where to turn. While most might think that a bank is the best option for a loan, there are actually benefits to working with an experienced mortgage lender like Ace Mortgage Loan Corp. Our exceptional and knowledgeable mortgage team is here to help you find your ideal home mortgage in Boca Raton. But my credit is less than stellar you say? Problems such as credit scores are financing roadblocks for others, but not us. That will never deter us from helping find your ideal mortgage. In fact, there are home loans with less stringent requirements, So, if you’ve found your perfect home, let our team help find your perfect home mortgage in Boca Raton.
Less Stress Means More Time to Focus on How You’ll Decorate Your Dream Home
The process of buying a home can often be very stressful when you think about all the hoops you have to go through until you finally get handed the keys. First, you have to work with a real estate agent to find a home you love, and then you have to make an offer and hope and pray the homeowner accepts it. Luckily, there is a lot of inventory in Boca Raton today, unlike the housing collapse a few years ago when you could get a great deal but there wasn’t a lot available since no one wanted to sell in a depressed market. Thankfully, things have changed for the better.
How Much Should I Put Down on My Home?
At Ace Mortgage Corp., our mortgage specialists can help you determine which mortgage is best for your needs. Some people find home loans with low down payments and higher interests rates easier to manage. While for others, a higher down payment with lower interest rates can help. Fixed rate, adjustable rate and balloon mortgages are all options that can influence the ease of home ownership. One tip to bear in mind: putting down less than 20% of the purchase price will mean you have to purchase (PMI)Private mortgage insurance. PMI protects the lender—not you—if you stop making payments on your loan.
When you’re looking for a qualified and knowledgeable mortgage broker, look no further than Ace Mortgage Corp. Many mortgage brokers are quite simply out for themselves and don’t have your best interests in mind. Our experienced team of mortgage brokers will always help you find a home mortgage in Boca Raton that is within your reach. Depending on your purchase price, your budget and your future financial goals, we can help you find the home mortgage in Boca Raton that best fits your needs. How do you get started? Just call our office at (954) 777-4774 for your free consultation or stop by our office today.